REPOSSESSION OF VEHICLES

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Posted By DAM Firm | July 26 2016 | English

REPOSSESSION OF VEHICLES

Article 16-31 ¡No Se Deje! If you borrow money to buy a vehicle, the bank or finance company requires you to sign a loan agreement. These agreements are long intimidating documents that contain many terms and conditions that are designed to protect the lender.  One of the most important protections that the law and the…

Posted By DAM Firm | July 20 2016 | English

Exceptions to the Exclusive Remedy Rule

California’s workers’ compensation remedy rule has both simplified the system by which an injured worker can receive compensation while also trapping certain injured employees and limiting their options for relief. The state’s exclusive remedy rule means that workers’ remedies for work-related injuries can be limited solely to a workers’ compensation claim against the employer. In other…

Posted By DAM Firm | July 19 2016 | Spanish

SIEMPRE LEA LOS DOCUMENTOS ANTES DE FIRMARLOS Esposa confió en su Esposo y perdió pensión de por vida

Artículo 16-30 Elpidia Braza confió completamente en su esposo, Emiliano Braza.  Cuando él la llevó al banco y le pidió que firmara un formulario frente a un Notary Public, ella rápida y gustosamente accedió.  Elpidia Braza NO LEYO EL FORMULARIO ANTES DE FIRMARLO.  Ni el Sr. Braza ni el Notary Public le explicó para qué…

Posted By DAM Firm | July 19 2016 | English

Always Read Documents Before Signing Them: A Story

Article 16-30 ¡No Se Deje! Elpidia Braza trusted her husband, Emiliano Braza, completely.  When he drove her to the bank and asked her to sign a form in front of a Notary Public, she quickly and gladly complied.  Elpidia Braza DID NOT READ THE FORM BEFORE SIGNING IT.  Neither Mr. Braza nor the Notary Public…

Posted By DAM Firm | July 12 2016 | English

Individual Tax Identification Numbers: Useful Facts and Dangerous Myths

Article 16-29 ¡No Se Deje! In 1996 the Federal Internal Revenue Service (IRS) created INDIVIDUAL TAX IDENTIFICATION NUMBERS (ITIN) so that people that do not qualify for a Social Security number can file their tax returns.  The IRS is required by federal law to collect income taxes from everyone that receives income regardless of their…

Posted By DAM Firm | July 12 2016 | Spanish

NUMEROS PERSONALES DE IDENTIFICACIÓN TRIBUTARIA Utilidades y Peligrosos Mitos para los Inmigrantes

Artículo 16-29   En 1996 el Internal Revenue Service-IRS (en español Servicio de Impuestos Internos) creó el  INDIVIDUAL TAX IDENTIFICATION NUMBER –ITIN (en español Número Personal de Identificación Tributaria) para que las personas que no califiquen para un número de Seguro Social puedan presentar su declaración de impuestos (income tax).  El IRS tiene por obligación…

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